Loud neighbors and a quarrelsome wife.
v.13 Security. Take a man’s garment, and hold it in pledge, when he puts up security for a stranger (or a strange woman or a foreigner) (see 20:16). See warnings about pledges at 6:1-5.
v.14 Loud neighbor. A loud and cheerful greeting, early in the morning, will be counted as a curse. What you say and when you say it are both important. Saying the right thing at the right time is a blessing (15:23).
v.15-16 Continual dripping. A quarrelsome wife is like the continual dripping on a rainy day (19:13). Stopping her complaints and nagging is like trying to stop the wind or grab something coated with oil (Est 1:18).